About the Role

This role reports directly to the Senior Relationship Manager and is based in Port Moresby. The successful applicant will be responsible for managing a portfolio of business clients within the Bank’s Corporate/Commercial lending segment and develop the business for each relationship, maximizing portfolio and bank’s profitability.

Key Deliverables

• Ensure that all complex lending applications, ALOC, annual reviews are effectively and efficiently be completed for specific clients.
• Ensure financial statements are carefully analyzed and processed into Moody’s Financial Analysis Program, which will assist Credit Department in the decision making.
• Load the ALOC, Moody’s Report, Risk Grade, Financial Statements via Nautilus to Credit Department for approval making sure data integrity is maintained at all times.
• Complete all temporary overdraft requests and credit modifications for business clients in line with current lending policy.
• Maintain constant contact with professional Valuers for property valuations, Lands Department for title search and company search in accordance with business laws and bank policy.
• Process all new and/or increased lending applications, register and prepare documentation in consultation with Lending Support within a reasonable turnaround time.
• Maintain effective communication with business client concerning loan processes, documentation, for approved loans and establish contact with client lawyers to process settlement in a timely manner.
• Ensure drawdown of loans new/clients meet increase and/or partial conditions and correct fees, interest rates and repayment schedule are aligned to the lending policy.
• Assist Lending Assistants to upgrade skill level on the job as part of learning and development process within the business unit.
• Ensure that clients within the Portfolio are managed effectively in accordance with BSP Service standards in the absence of the Relationship Manager.
• Provide effective communication through presentations to the Credit Committee/EXCO and other BU where required in the absence of the Relationship Manager and whenever deemed necessary.

What You Bring

Essential Qualifications, Professional/Skills and Experience:

• Tertiary qualifications preferably in Accounting or Business Studies. Excellent communication skills in both oral & written.
• Excellent presentation skills
• Highly developed technical skills in Microsoft Applications (Vision, Word, Excel & PowerPoint)
• Strong technical skills in People Management Processes.
• Strong understanding of BSP lending Policies & Procedures.
• Highly developed level of financial analysis & credit assessment skills.
• Strong understanding of BSP systems and processes.
• Demonstrates understanding of the economic conditions and the impacts on the organization’s banking environment.
• Understanding of prudential requirements of the PNG banking environment.