About the Role:

Based in Port Moresby and reports to the Head of Credit Assurance. The successful incumbent will be responsible to provide assistance in the development, monitoring and delivery of a risk based Credit Assurance (CA) plan of reviews within all areas of Lending and Credit Risk.

Key Deliverables

• Achieve the CA plan for the year/ half year (allowing for additional ad hoc review requests, and follow up reviews including assisting with closing out action items in a timely manner).
• Scope and undertake Credit Assurance Reviews as per the CA Plan. Complete File Assessments timely and accurately (e.g. File Assessment Worksheets)
• Material and systemic issues are to be documented in a clear and concise manner for presenting to the business.
• CA portfolio reports are to be completed promptly following the completion of fieldwork with minimal errors, and minimal need for rework.
• CA Methodology is to be strictly adhered to. Any areas of process improvement within CA are to be discussed and developed with the Manager and Head of Credit Assurance.
• The CA Plan is to be continually maintained up to date as to progress with completion of reviews.
• Outstanding issues and compliance certificates are to be recorded and followed up.
• Identify areas of improvement with Business related Policies and process and progress implementation.
• Conduct all activities in a professional manner, in line with BSP Bank core values and in line with CA Methodology.
• Identifying and provide value adding advise to the business Coach business staff on the risk areas identified during fieldwork on completion of the fieldwork.
• Work cohesively as a Team to ensure consistent findings and all targets are achieved.
• Assist to maintain all costs within Budget

What You Bring:

Qualification & Experience

• Tertiary qualifications, preferably in Accounting, Economics, Legal or Finance.
• Minimum 3 years past experience in credit officer or credit management in Corporate or Commercial Banking.
• Has detailed understanding of BSP’s credit policies and procedures including all of BSP’s core lending systems.
• Proficient in English communication both Oral & Written Strong financial analysis skills.
• Thorough understanding in both operational and credit risk.
• Ability to make sound and timely decisions analyzing the root cause of a problem to identify the best possible solutions.
• Ability to analyze data and provide recommendations.
• Strong credit inspection analysis skills.