Manager Consumer Lending & Mortgages

About the Role

We are looking for an experienced Manager in Consumer Lending to lead and drive the performance of our Consumer Lending Portfolio. In this role, you will oversee strategic planning, product development, and performance analysis, ensuring our lending products meet customer needs while achieving profitability targets.

Key Deliverables

• Develop and implement a comprehensive Consumer Lending Strategy aligned with the overall business objectives.
• Identify market trends and opportunities to drive lending growth and innovation.
• Conduct in-depth analysis of customer segments to identify opportunities for tailored lending solutions.
• Ensure lending products are designed to meet customer needs and enhance customer satisfaction.
• Collaborate with Marketing and analytics teams to refine targeting strategies and create impactful marketing campaigns that promote lending products.
• Plan and execute promotions and incentives to drive product adoption.
• Lead the development and management of the lending product roadmap, ensuring products are competitive, compliant, and aligned with market needs.
• Oversee the full product lifecycle, from introduction to retirement, ensuring continued relevance and profitability.
• Develop pricing strategies that balance profitability and market competitiveness.
• Regularly analyze the profitability of lending products, considering factors such as interest rates, fees, and default rates.
• Monitor the credit quality of the lending portfolio, working closely with risk management teams to ensure effective risk mitigation and to maintain high credit standards.
• Track and report on the performance of lending products, providing actionable insights to senior management.
• Generate detailed reports on key performance indicators (KPIs), identifying opportunities for improvement and growth.
• Ensure all lending products and strategies comply with regulatory requirements and internal policies, maintaining a high level of governance.

Essential Qualifications, Professional/Skills and Experience:

• Bachelor’s Degree in Economics, Finance, or Business Management.
• Minimum 8-10 years’ experience in consumer lending or related roles.
• Proven experience in consumer lending, product development, and portfolio management.
• Strong understanding of lending regulations.  Ability to organize and be systematic.
• Innovative thinking and a track record of developing and implementing successful lending strategies.
• Able to work in a team environment.
• Strong leadership, analytical, and communication skills.

If you think you have the appropriate skills and experience to perform this role, send your application and detailed CV to:

The Head of Talent Management, BSP Human Resources via email jobs@bsp.com.pg

Please contact us should you require additional information. Only shortlisted applicants will be contacted for interviews.  

Applications close on Friday, November 1, 2024.